Browse archive - Bank and Policy Journal

Volume 6, Issue 3 (2026)

admin — Sat, 11 Jul 2026 18:58:22 +0400

International Peer-Reviewed Open Access Journal

Bank and Policy (BPJ)

Research in Banking, Finance, Economics, Governance and Public Policy.

Vol. 6 Issue 3 2026 Open Access

Research Article

Beyond the Mine: Ganfeng Lithium's Strategic Entrenchment in US-Allied Territory and the Processing Dependency Problem — A Case Study Approach

Authors: Divya Nandini Sharma, Praveen Kumar

Pages 1–10 Article 1

DOI: 10.56334/bpj/6.3.1

Research Article

Bridging the Gap Between Inclusion and Investment: How Financial Literacy Shapes Investor Decisions

Authors: Dr. Anamika Tiwari, Saurabh Sharma, R. Albert Tandi

Pages 11–19 Article 2

DOI: 10.56334/bpj/6.3.2

Copyright & License

Articles are published under the Creative Commons Attribution 4.0 International (CC BY 4.0) License.

Volume 6, Issue 2 (2026)

admin — Mon, 23 Feb 2026 13:30:43 +0400

Bank and Policy (BPJ)

International Peer-Reviewed Open Access Journal

Volume: 6
Issue: 2 (2026) – Regular Issue
Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publication Frequency: Semi-Annual
Access Type: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

The Potential Role of Blockchain Technology in the Digital Transformation of the Banking Sector: Opportunities, Applications, and Strategic Implications

Author: Gamze Köse

Received: 29 December 2025 | Accepted: 20 February 2026 | DOI: 10.56334/bpj/6.2.1

The Ownership Rule: A Structural Vulnerability in Beneficial Ownership Disclosure and Its Implications for Global Financial Crime Governance

Author: Mubashir Hassan Ali

Received: 14 December 2025 | Accepted: 20 February 2026 | DOI: 10.56334/bpj/6.2.2

Recalibrating the Balance Between Public and Private Enforcement in European Union Competition Law: Disclosure of Evidence, Protection of Leniency Materials, and the Effective Realization of the Right to Full Compensation

Author: Julia Bohdziewicz

Received: 20 December 2025 | Accepted: 26 February 2026 | DOI: 10.56334/bpj/6.2.3

The Interaction Between Financial Frictions and Monetary Policy in a Low-Income Economy: A Bayesian Small Open Economy DSGE Assessment of Macroeconomic Stability in Sierra Leone

Author: Leroy N. Johnson

Received: 12 November 2025 | Accepted: 27 February 2026 | DOI: 10.56334/bpj/6.2.4

Digital Marketing Tools and Their Impact on Tourism Development in the European Union: Trends, Strategies, and Emerging Technologies

Authors: Konstantia Darvidou; Evangelos Siskos

Received: 4 November 2025 | Accepted: 1 March 2026 | DOI: 10.56334/bpj/6.2.5

Publisher

IMCRA Publishing
International Meetings and Conferences Research Association
Baku, Azerbaijan
Website: https://www.imcrapublishing.com

Copyright & License

All articles published in Bank and Policy (BPJ) are licensed under the Creative Commons Attribution 4.0 International (CC BY 4.0) License. This license permits unrestricted use, sharing, adaptation, distribution, and reproduction in any medium, provided appropriate credit is given to the original author(s) and the source.

Volume 6, Issue 1 (2026)

admin — Sun, 23 Nov 2025 19:44:18 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Submission Email: info@bankandpolicy.org

Green Recovery and Sustainable Development in OECD States and Ukraine: Comparative Assessment, Policy Adaptation, and Environmental Reconstruction in a Post-Crisis Context

Authors: Olena Dovgal; Nataliia Goncharenko

Received: 22 September 2025 | Accepted: 23 November 2025 | DOI: 10.56334/bpj/6.1.1 | Pages: 7–25

European Economic Integration and the Future of Uzbekistan's State Enterprises: Strategic Reforms, Institutional Convergence, and New Opportunities for Sustainable Growth

Authors: Rasulev Alisher Fayziyevich, Shomurodov Tokhir Boymurod Ugli, Babajanova Malika Ruzimovna, Abdukadoriya Kamola Azimovna, Rahil Najafov, Kamran Asadov

Received: 17 September 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.2 | Pages: 26–40

Cross-Cultural Determinants of Mobile Banking App Adoption: A Comparative Study of University Students in Sri Lanka and the Digital Banking Context of Bulgaria

Authors: Nadia Mironova A.; Kumaradeepan Vasanthakumar

Received: 22 September 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.3 | Pages: 41–50

Reforming Azerbaijan's Financial Sector: Structural Transformation, Alignment with International Banking Standards, and Demonstrable Improvements in Banking System Performance

Authors: Aybeniz Anvar Gubadova; Tunzala Tofig Gurbanova; Gulsum Mirdamet Mammadova; Nigar Ashurbeyli-Huseynova

Received: 22 September 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.4 | Pages: 51–63

Developing Countries and Trade: Strategic Capabilities, Structural Barriers, and Systemic Constraints Shaping Central Asian Economies' Integration into Global Value Chains (GVCs) and Regional Value Chains (RVCs)

Authors: Yang Hong'en; Tokhir Shomurodov

Received: 15 July 2025 | Accepted: 24 November 2025 | DOI: 10.56334/bpj/6.1.5 | Pages: 64–74

Digital Economic Transformation, Employment Dynamics, and Gender Inclusion: Empirical Analysis of Wage Labor Participation Across Networked Economies

Author: Leyli Allahverdiyeva

Received: 22 July 2025 | Accepted: 1 December 2025 | DOI: 10.56334/bpj/6.1.6 | Pages: 75–83

Gross Value Added Growth, Real Wages, Structural Transformation, and Employment Dynamics in India: Linear and Nonlinear Evidence from ARDL and NARDL Analysis (1981–2022)

Authors: Ehab Nasief Alabd; Monica Verma

Received: 23 August 2025 | Accepted: 8 December 2025 | DOI: 10.56334/bpj/6.1.7 | Pages: 84–92

Modeling Financial and Investment Support for Regional Socio-Economic Development: Challenges, Mechanisms, and Strategic Directions in Azerbaijan

Authors: Aygun Guliyeva; Eldar

Received: 16 September 2025 | Accepted: 6 January 2026 | DOI: 10.56334/bpj/6.1.8 | Pages: 93–106

The Role of Blockchain Technology in Strengthening Security, Transparency, and Trust in Banking Transactions: A Conceptual and Empirical Review of Distributed Ledger Applications in Modern Financial Systems

Authors: Vanshika Thakur; Gosala Raju

Received: 8 October 2025 | Accepted: 22 January 2026 | DOI: 10.56334/bpj/6.1.9 | Pages: 107–119

Economic Returns to Social Capital at the Global Level: A Trillion-Dollar Policy Framework for Institutional Reform, Anti-Corruption, and Sustainable Growth

Author: Steven H. Kim

Received: 23 September 2025 | Accepted: 24 January 2026 | DOI: 10.56334/bpj/6.1.10 | Pages: 120–128

Open Access & Copyright Policy

All articles published in Bank and Policy (BPJ) are distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0). This license permits anyone to read, download, copy, distribute, reproduce, translate, adapt, and build upon the published work for any lawful purpose, provided that appropriate credit is given to the original author(s), article title, and journal.

Bank and Policy is committed to the principle that scholarly knowledge should be freely accessible to the global academic community without financial, legal, or technical barriers.

Copyright and Author Rights

Authors retain full copyright and intellectual ownership of their work. By submitting a manuscript, authors grant Bank and Policy a non-exclusive right of first publication under the terms of the CC BY 4.0 License.

Authors retain copyright after publication.
Authors may reuse their work in future publications.
Authors may immediately deposit the published Version of Record in institutional or disciplinary repositories without embargo.
Authors may freely share the publisher's PDF via personal websites, ORCID, ResearchGate, Academia.edu, SSRN, RePEc, Google Scholar, institutional repositories, and university web pages.

Volume 5, Issue 2 (2025)

admin — Mon, 25 Aug 2025 16:53:38 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

China’s Science and Technology Policy and Its Outcomes

Authors: Zhou Weidi; Sopina N. V.

Received: 28 February 2025 | Accepted: 26 July 2025 | DOI: 10.56334/bpj/5.2.1 | Pages: 1–6

Transformation of Consumer Behavior in the Era of Digital Change

Author: Alexander Stanislavovich Astakhin

Received: 16 March 2025 | Accepted: 26 July 2025 | DOI: 10.56334/bpj/5.2.2 | Pages: 7–11

Enterprise Environmental Risks and Their Minimization: The Role of the Institutional Environment

Author: N. V. Pakhomova

Received: 16 March 2025 | Accepted: 26 July 2025 | DOI: 10.56334/bpj/5.2.3 | Pages: 12–15

Development and Economic Justification of a Project to Create and Promote a Brand

Author: Sergey Anatolyevich Slivchenko

Received: 16 March 2025 | Accepted: 26 July 2025 | DOI: 10.56334/bpj/5.2.4 | Pages: 16–19

Quantum Financial System—Development Process and Impact on the Real Sector

Authors: N. D. Emirov; A. A. Volgina

Received: 22 March 2025 | Accepted: 4 August 2025 | DOI: 10.56334/bpj/5.2.5 | Pages: 20–24

Crisis Research Foundations in the Transforming World Economy: A Theoretical Perspective

Authors: Yevhen Namliiev; Grazyna Kacicka

Received: 22 March 2025 | Accepted: 4 August 2025 | DOI: 10.56334/bpj/5.2.6 | Pages: 25–31

Theoretical and Methodological Basis of Ensuring the Economic Security of the Region

Author: Mykola Lytvyn

Received: 12 March 2025 | Accepted: 21 September 2025 | DOI: 10.56334/bpj/5.2.7 | Pages: 32–39

Main Approaches to Defining the Concept of a Grant

Author: Maryana Kobelya-Zvir

Received: 19 March 2025 | Accepted: 16 September 2025 | DOI: 10.56334/bpj/5.2.8 | Pages: 40–46

Women's Entrepreneurship in Pakistan: Barriers, Family Support, and Entrepreneurial Education in the Context of Islamabad

Authors: Mubsira Jabeen Bokhari; Thilageswary Arumugam; Jugindar Singh Kartar Singh

Received: 11 March 2025 | Accepted: 4 September 2025 | DOI: 10.56334/bpj/5.2.9 | Pages: 47–73

Investment-at-Risk under Geopolitical Uncertainty in BRICS Countries: An Integrated Theoretical Framework on Risk Transmission, Institutional Vulnerability, and Strategic Investment Behavior

Authors: Divya Nandini Sharma; Ashutosh Kumar Gautam; Praveen Kumar

Received: 21 May 2025 | Accepted: 28 October 2025 | DOI: 10.56334/bpj/5.2.10 | Pages: 74–83

Economic Diversification and Economic Security in Contemporary Azerbaijan: Structural Priorities, Global Risks, and Post-Pandemic Development Strategies

Authors: Aliyev Shafa; Tiflis

Received: 19 June 2025 | Accepted: 30 October 2025 | DOI: 10.56334/bpj/5.2.11 | Pages: 84–106

Article Licensing and Copyright Policy

All articles published in Bank and Policy (BPJ) are distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0) . This license permits unrestricted use, sharing, distribution, adaptation, and reproduction in any medium, provided that appropriate credit is given to the original author(s), the article, and the journal.

Copyright and Licensing Agreement

Authors retain full copyright and intellectual ownership of their work. By submitting a manuscript to Bank and Policy (BPJ), authors grant the journal a non-exclusive right of first publication under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0) .

Authors retain copyright after publication.
Authors may reuse their work in future publications.
Authors may immediately archive the published Version of Record in institutional and disciplinary repositories without embargo.
Authors may freely share the final published PDF through personal websites, ORCID, ResearchGate, Academia.edu, SSRN, RePEc, Google Scholar, institutional repositories, and university web pages.

Volume 5, Issue 1 (2025)

admin — Mon, 25 Aug 2025 16:52:20 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

Russia and China: Cooperation in the Oil and Gas Sector

Author: Svetlana A. Gusarova

Received: 28 November 2024 | Accepted: 26 January 2025 | DOI: 10.56334/bpj/5.1.01 | Pages: 1–4

Theoretical Foundations of Managing Innovative Activities

Author: Damir Ildarovich Azmetov

Received: 22 November 2024 | Accepted: 4 February 2025 | DOI: 10.56334/bpj/5.1.02 | Pages: 5–8

Waste Management Policy Directions in Russia

Author: Lyubov Anatolyevna Melnikova

Received: 12 November 2024 | Accepted: 13 February 2025 | DOI: 10.56334/bpj/5.1.03 | Pages: 9–11

Sustainable Development of Russian Companies in Contemporary Geopolitical Realities

Authors: Shubin Stanislav Aleksandrovich; Kiseleva Ekaterina Mikhailovna

Received: 12 November 2024 | Accepted: 13 February 2025 | DOI: 10.56334/bpj/5.1.04 | Pages: 12–15

Factors of Development of the Socio-Economic System of the Region

Authors: Anna Igorevna Goryainova; Yuriy Nikolaevich Lapygin

Received: 7 November 2024 | Accepted: 19 February 2025 | DOI: 10.56334/bpj/5.1.05 | Pages: 16–18

Self-Employed Citizens: Status and Financial Support

Author: Bondareva Natalia Anatolyevna

Received: 19 December 2024 | Accepted: 13 February 2025 | DOI: 10.56334/bpj/5.1.06 | Pages: 19–22

Postcolonialism, Identity, Culture, and Power: A Critical Theoretical Analysis of Colonial Legacies and Knowledge Production

Authors: Trilli Aicha; Trilli Hanine

Received: 5 February 2025 | Accepted: 28 May 2025 | DOI: 10.56334/bpj/5.1.07 | Pages: 23–28

Article Licensing and Copyright Policy

All articles published in Bank and Policy (BPJ) are distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0) . This license permits unrestricted use, sharing, distribution, adaptation, and reproduction in any medium, provided appropriate credit is given to the original author(s), the article, and the journal.

Copyright and Author Rights

Authors retain copyright after publication.
Authors may reuse their work in future publications.
Authors may immediately archive the published Version of Record in institutional or disciplinary repositories without embargo.
Authors may freely share the final published PDF through ORCID, ResearchGate, Academia.edu, Google Scholar, SSRN, RePEc, institutional repositories, and personal websites.

Volume 4, Issue 2 (2024)

admin — Mon, 25 Aug 2025 16:48:19 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

Volume 4, Issue 2 (2024)

Key Factors and Instruments for Shaping Regional Economic Policy

Author: Dmitry Vitalievich Chernenko

The Modern Paradigm of Quality of Life of the Russian Population: Theoretical Aspect

Author: Elena Valeryevna Fakhrutdinova

The Influence of Macroeconomic Factors on the Innovation Potential of Russian Oil Companies

Author: Elmira Rishatovna Yusupova

Import Substitution in Shipbuilding: A Path to Economic and Political Security or a New Stage in the Rapid Growth of the Industry's Competitiveness in the Global Arena

Author: Ksenia Yuryevna Zudinova

Tax Risks as a Threat to the Economic Security of Organizations: Theory and Global Trade Experience

Authors: Sergey B. Chernov; Alexandra V. Zakharova

Volume 4, Issue 1 (2024)

admin — Mon, 25 Aug 2025 16:47:13 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

Volume 4, Issue 2 (2024)

Key Factors and Instruments for Shaping Regional Economic Policy

Author: Dmitry Vitalievich Chernenko

The Modern Paradigm of Quality of Life of the Russian Population: Theoretical Aspect

Author: Elena Valeryevna Fakhrutdinova

The Influence of Macroeconomic Factors on the Innovation Potential of Russian Oil Companies

Author: Elmira Rishatovna Yusupova

Import Substitution in Shipbuilding: A Path to Economic and Political Security or a New Stage in the Rapid Growth of the Industry's Competitiveness in the Global Arena

Author: Ksenia Yuryevna Zudinova

Tax Risks as a Threat to the Economic Security of Organizations: Theory and Global Trade Experience

Authors: Sergey B. Chernov; Alexandra V. Zakharova

Revolutionary Transformations in Economic Systems and the Evolution of Economic Theory: From Industrialization to Digitalization and Quantum Economics (1871–2021)

Authors: Akif Musayev; Mirvari Gazanfarli

Received: 24 October 2023 | Accepted: 26 February 2025 | DOI: 10.56334/bpj/4.1.4 | Pages: 37–47

Article Licensing and Copyright Policy

All articles published in Bank and Policy (BPJ) are distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0) . This open-access license permits anyone to read, download, copy, distribute, reproduce, adapt, translate, transmit, and build upon the published material for any lawful purpose, including commercial use, provided that appropriate credit is given to the original author(s), the article, and the journal.

Bank and Policy is committed to the principle that scholarly research should remain freely accessible without financial, legal, or technical barriers, thereby supporting international knowledge exchange and the global dissemination of scientific research.

Copyright and Author Rights

Authors retain copyright after publication.
Authors may reuse their work in future publications.
Authors may immediately deposit the published Version of Record in institutional and disciplinary repositories without embargo.
Authors may freely share the final published PDF through ORCID, ResearchGate, Academia.edu, Google Scholar, SSRN, RePEc, institutional repositories, and personal websites.

Volume 3, Issue 2 (2023)

admin — Mon, 25 Aug 2025 16:45:38 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

Scientific Debates in Russian Economic Science in the 1920s–1950s on Economic Reforms: History of the Issue and the Question of Scientific Objectivity

Author: Olga V. Karamova

DOI: 10.56334/bpj/3.2.1

Implementation and Protection of the Rights of Creative Industry Entities: Experience of the USA and China

Authors: Kolesnikov Klim Denisovich; Pavlova Yana Evgenyevna; Sviridova Ekaterina Alexandrovna

DOI: 10.56334/bpj/3.2.2

Theoretical and Empirical Analysis of Models for Implementing Intra-Corporate Training of Managerial Personnel: International Experience

Authors: Sergey Vladimirovich Ivoshin; Vladimir Alekseevich Sukhov; Artem Andreevich Vlasov; Ivan Vladimirovich Vasilyev; Pavel Nikolaevich Zolotarev; Yuri Pavlovich Grabozdin

DOI: 10.56334/bpj/3.2.3

Enhancing the Level of Digital Control in Human Resource Management in Multinational Companies

Authors: Liu Bowen; Wang Yunle

DOI: 10.56334/bpj/3.2.4

Public-Private Partnership and Its Implementation Features: The Case of Logistics Projects

Authors: Merkulina Irina Anatolyevna; Maslova Natalia Sergeevna

DOI: 10.56334/bpj/3.2.5

Diversification of the Management System of Freight Motor Transport Enterprises in the Logistics Complex as a Justified Necessity

Author: Nesterov Sergey Yuryevich

DOI: 10.56334/bpj/3.2.6

Volume 3, Issue 1 (2023)

admin — Mon, 25 Aug 2025 16:42:05 +0400

Regular Issue

Editor-in-Chief & Chair of the Editorial Board: Dr. Rahil Najafov (Azerbaijan)
Print ISSN: 2790-1041
Online ISSN: 2790-2366
DOI Prefix: 10.56334/bpj
Established: 2021
Publisher: Baku, Azerbaijan
Publication Frequency: Semi-Annual
Access: Open Access
Website: https://bankandpolicy.org
Editorial Office: info@bankandpolicy.org

Volume 3, Issue 1 (2023)

Reconsidering and Critiquing Russian Eurasianism: Historical, Philosophical, and Ideological Dimensions

Author: Javanshir Feyziyev Eyyub Oglu

Received: 11 October 2022 | Accepted: 4 January 2023 | Pages: 5–14

The American Dream and Its Disillusionment in F. Scott Fitzgerald's The Great Gatsby

Author: Ivana Nakić Lučić

Received: 18 November 2022 | Accepted: 4 January 2023 | Pages: 15–20

Migration Crisis in the 21st Century: Geopolitical Transformations, Humanitarian Catastrophes, and Global Policy Challenges

Author: Fatali Nariman Abdullayev

Received: 22 November 2022 | Accepted: 16 January 2023 | Pages: 21–31

Volume 2, Issue 4 (2022)

info — Sun, 29 May 2022 19:22:54 +0400

1. A Study on Financial Performance Analysis in Salem Steel Plant at Salem

Authors: P. Kanagaraju; S. Sathya

Pages: 1–9 | Full Text (PDF): Download PDF

2. Electronic Marketing: Its Impact on the Performance of SMEs in the Tourism Sector in Maldives

Authors: Aishath Suma; Dr. Morakinyo Dada; Rohizan Binti Ahmad

Pages: 10–24 | Full Text (PDF): Download PDF

3. Financial Literacy and Stock Market Participation: A Quantitative Study Among Working Adults in Kuala Lumpur

Authors: Alex Wong Kok Hong; Benjamin Chan Yin Fah; Vikneswaran

Pages: 25–44 | Full Text (PDF): Download PDF

4. Re-examining the Unified Theory of Acceptance and Technology (UTAUT) Towards Stock Market Behavioural Intention

Authors: Alex Wong Kok Hong; Benjamin Chan Yin Fah; Vikneswaran A. L. Manual

Pages: 45–63 | Full Text (PDF): Download PDF

5. Differences Between Employers and Undergraduates on the Employability Skills Among Fresh Graduates in the Maldives

Authors: Aminath Zafra Rasheed; Jugindar Singh Kartar Singh

Pages: 64–78 | Full Text (PDF): Download PDF

6. Job Involvement, Job Satisfaction and Perceived Organisational Support on Organisational Commitment for the Industrial Revolution

Authors: Aslah Vannathan Kadiyil; Thilageswary Arumugam; Shamini Arumugam; Juginder Singh Kartar Singh

Pages: 79–89 | Full Text (PDF): Download PDF

7. Effectiveness of Usage of Credit Cards with Reference to Coimbatore

Authors: J. Rini Mercy; Dr. K. Raja Rajeswari

Pages: 90–98 | Full Text (PDF): Download PDF

8. Emotional Intelligence, Spiritual Intelligence and Employee Engagement of Gen Y Employees in the ICT Sector in Malaysia

Authors: Ayshani Weeratunga; Jugindar Singh Kartar Singh; Thilageswary Arumugam

Pages: 99–114 | Full Text (PDF): Download PDF

9. Review on Technical Analysis of Efficient Market Hypothesis in Cryptocurrency Price Prediction

Authors: Azizah Sabana; Zarith Nurzafirah Khairuddin; Mahani Asmaaib; Philominah Arkappan

Pages: 115–125 | Full Text (PDF): Download PDF

10. Customers' Satisfaction of E-Banking Services in Public Sector Banks in Cuddalore District: An Empirical Study

Authors: G. Balamurugan; Dr. P. Kanagaraju

Pages: 126–133 | Full Text (PDF): Download PDF

11. Customer Satisfaction Towards E-Banking Services with Reference to ICICI Bank

Authors: P. Kanagaraju; G. Balamurgan

Pages: 134–144 | Full Text (PDF): Download PDF

12. The Heterogeneity of Family Firms in Electronic Commerce Deployment (A Research on Succession in Family SMEs)

Authors: Behrang Samadi; Seyed Kaveh Jamali; Reza Najafzadeh; Jaafer Y. Altarawneh

Pages: 145–151 | Full Text (PDF): Download PDF

13. Luxury Paradise: Reshaping the Maslow Hierarchy of Needs into the Hierarchy of Luxury Accommodation Needs in the Maldives

Authors: Chia Kei Wei; Abdulla Muiz; Puvaneswaran Kunasekaran

Pages: 152–168 | Full Text (PDF): Download PDF

14. Chinese Domestic Visitors' Attitudes Towards Street Food in Zhongshan Road Night Market, Nanning, China

Authors: Chia Kei Wei; Ge Jia Ying; Hong Kay Tze

Pages: 169–186 | Full Text (PDF): Download PDF

15. The Effects of Lifestyle, Emotions, Brand Trust, Merchandise Visuality on Consumer Spending Intention During COVID-19 Outbreak

Authors: Chok Nyen Vui; Ma Cong; Ridzuan Bin Masri; Lai Mun Keong; Nur Shazana Abdul Rani

Pages: 187–196 | Full Text (PDF): Download PDF

16. Examining the Determinants of Employee Adoption and Intention to Use E-HRM: A Framework Based on the Technology Acceptance Model (TAM)

Authors: Chok Nyen Vui; Lai Mun Keong; Seena Biju; Nur Shazana Abdul Rani; Ridzuan Masri

Pages: 197–207 | Full Text (PDF): Download PDF

17. The Determinants of Liquidity Risks in Malaysian Commercial and Islamic Banks

Authors: Chun Chow Wai; Vikneswaran Manual

Pages: 208–227 | Full Text (PDF): Download PDF

18. Proposal for One District One Product (ODOP) Program of India

Authors: Uma Shankar Yadav; Nasir Mammadov

Pages: 228–237 | Full Text (PDF): Download PDF

Article Licensing and Copyright Policy

All articles published in Bank and Policy (BPJ) are distributed under the terms of the Creative Commons Attribution 4.0 International License (CC BY 4.0) .

Authors retain full copyright after publication.
The published Version of Record may be shared immediately without embargo.
Articles may be deposited in institutional repositories and scholarly networks.
Reuse, distribution, adaptation, and reproduction are permitted with appropriate attribution.

Browse archive - Bank and Policy Journal

Volume 6, Issue 3 (2026)

Bank and Policy (BPJ)

Table of Contents

Table of Contents

Copyright & License

Volume 6, Issue 2 (2026)

Bank and Policy (BPJ)

Table of Contents

Publisher

Copyright & License

Volume 6, Issue 1 (2026)

Regular Issue

Table of Contents

Open Access & Copyright Policy

Copyright and Author Rights

Volume 5, Issue 2 (2025)

Regular Issue

Table of Contents

Article Licensing and Copyright Policy

Copyright and Licensing Agreement

Volume 5, Issue 1 (2025)

Regular Issue

Table of Contents

Article Licensing and Copyright Policy

Copyright and Author Rights

Volume 4, Issue 2 (2024)

Regular Issue

Table of Contents

Volume 4, Issue 2 (2024)

Volume 4, Issue 1 (2024)

Regular Issue

Table of Contents

Volume 4, Issue 2 (2024)

Article Licensing and Copyright Policy

Copyright and Author Rights

Volume 3, Issue 2 (2023)

Regular Issue

Table of Contents

Volume 3, Issue 1 (2023)

Regular Issue

Table of Contents

Volume 3, Issue 1 (2023)

Volume 2, Issue 4 (2022)

Table of Contents

1. A Study on Financial Performance Analysis in Salem Steel Plant at Salem

2. Electronic Marketing: Its Impact on the Performance of SMEs in the Tourism Sector in Maldives

3. Financial Literacy and Stock Market Participation: A Quantitative Study Among Working Adults in Kuala Lumpur

4. Re-examining the Unified Theory of Acceptance and Technology (UTAUT) Towards Stock Market Behavioural Intention

5. Differences Between Employers and Undergraduates on the Employability Skills Among Fresh Graduates in the Maldives

6. Job Involvement, Job Satisfaction and Perceived Organisational Support on Organisational Commitment for the Industrial Revolution

7. Effectiveness of Usage of Credit Cards with Reference to Coimbatore

8. Emotional Intelligence, Spiritual Intelligence and Employee Engagement of Gen Y Employees in the ICT Sector in Malaysia

9. Review on Technical Analysis of Efficient Market Hypothesis in Cryptocurrency Price Prediction

10. Customers' Satisfaction of E-Banking Services in Public Sector Banks in Cuddalore District: An Empirical Study

11. Customer Satisfaction Towards E-Banking Services with Reference to ICICI Bank

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